feat(crawler): captcha solving + per-attempt billing (Phase 3d)

Wire captchatools as the StealthyFetcher-tier page_action to detect, harvest
(egressing from the crawl's own proxy IP), inject, and submit reCAPTCHA v2/v3
and hCaptcha tokens. Opt-in and off by default (zero attempts, zero cost).

Licensing split:
- Apache-2 app/utils/captcha/ holds the generic, vendor-agnostic config
  (CaptchaConfig + captcha_enabled() = flag AND key present).
- Proprietary app/proprietary/web_crawler/captcha.py holds the bypass logic
  (detect/harvest/inject) plus a process-wide solver latch that halts solving
  on unrecoverable errors (no balance / bad key).

Crawler: CrawlOutcome gains captcha_attempts/captcha_solved, surfaced via a
per-call captcha_state dict threaded crawl_url -> _crawl_with_stealthy(_sync)
and stamped onto every stealth terminal outcome. The stealth tier captures the
proxy once and reuses it for both the fetch and the solver (IP-coherence).

Billing: WebCrawlCreditService gains captcha_billing_enabled,
captcha_solves_to_micros, charge_captcha, and a generic check_balance, sharing
a single _apply_debit path. The indexer accumulates attempts (even on failed
crawls), runs a combined crawl+captcha pre-flight, and posts a per-attempt
owner charge as usage_type="web_crawl_captcha". The captcha worst-case is only
reserved when solving is actually enabled, so a solving-off deployment is never
blocked for captcha that can never run. Both chat scrape tools fold attempts
into the current turn before the success/fail branch.

Fully config-driven prices; no migration. New unit tests cover the config,
factory (detection/latch/timeout/cap), credit service, indexer wiring, and the
chat fold.

Co-authored-by: Cursor <cursoragent@cursor.com>

surfsense_backend/pyproject.toml

@@ -46,6 +46,7 @@ dependencies = [
     "azure-storage-blob>=12.23.0",
     "fake-useragent>=2.2.0",
     "trafilatura>=2.0.0",
+    "captchatools>=1.5.0",
     "fastapi-users[oauth,sqlalchemy]>=15.0.3",
     "chonkie[all]>=1.5.0",
     "langgraph-checkpoint-postgres>=3.0.2",